Why choose Arachas?
With a van load of excellent features, we’ll keep you and your business protected with the right cover at the right price.
- We offer you more choice from trusted insurers. Choose the policy and price that's right for you.
- 90% of customers stay with us year on year because we do what we say and we keep our promises.
- Getting van insurance with us is quick and easy, it just takes 5 mins to quote and buy online. You can use our MyArachas digital wallet to access your documents anytime, anywhere you need.
What’s covered at a glance
Breakdown Assistance
We’ll help you get back on the road quickly with 24 Hour roadside assistance in Ireland or the UK.
New Replacement Van
When bad accidents happen, we’ll keep your business moving with a new van replacement.
Protected No Claims Bonus
You can make one claim on your policy without it affecting your no claims bonus.
Theft of Tools Cover
We’ll make sure you’re work tools are protected so you can get on with looking after your customers.
Take a closer look at van insurance
Benefits
Whatever you want, we’ve got it.
Breakdown Assistance
While we all like to think that we won’t need this cover, breaking down can happen to anyone – but we’ll get you sorted if this happens to you. We’ll send a qualified repairer to help get you back on the road as quickly as possible. And if repairs are feasible, we will provide you with up to one hour’s labour to fix your vehicle at the location of the breakdown. We will also cover (if necessary) the cost of towing your vehicle for up to 24 kilometres from the breakdown site, and if repairs to your Van cannot be completed on the same day - we can arrange overnight accommodation or alternative transportation to make things easier for you.
New Van Replacement In The Event Of An Accident
We will replace your vehicle with a new one that is the same make, model and specification if your van is:
- Stolen and not recovered within 28 days.
- Damaged beyond repair & will cost more than 60% of the manufacturer’s retail list (including taxes and the cost of accessories) at the time of the loss or damage.
Injury Benefits
If the worst thing imaginable happens, we’ll be there to provide you with financial support for you and your loved ones. For example:
- Stolen and not recovered within 28 days.
- Damaged beyond repair & will cost more than 60% of the manufacturer’s retail list (including taxes and the cost of accessories) at the time of the loss or damage.
Protected No Claims Bonus
You can have one claim without it affecting your no claims discount when you have the maximum no claims bonus on your policy. However, if you make a second claim you can avail of a step back bonus arrangement where we will reduce your no-claim discount in line with our step back scale and if you make a further claim, this will affect your no-claims discount.
Van Insurance Policy Details
Click here to view van insurance policy details.
When Does Theft of Tools Cover Apply
Theft of Tools Cover applies only:
- When you purchase a Comprehensive van insurance policy with Arachas Digital
- for the time that the Comprehensive van insurance policy is active. If the van policy is cancelled or expires, the tools of trade transit cover ends immediately.
- for a maximum replacement* total tools value of €5,000 for a single incident
- for a maximum of two incidents per duration of policy
- for tools that are in the van stated in your van insurance motor certificate that are damaged because of a motor accident or stolen from the van when attended.
- for tools that are in the van stated in your van insurance motor certificate that are stolen when the van is unattended provided the van is locked with all windows and openings closed and securely fastened. No cover applies for tools outside the van.
- for theft from unattended vehicles where entry to the vehicle is by forcible and violent means
- for theft in respect of property left in the vehicle overnight where the vehicle is:
- garaged in a building which is securely closed and locked or
- parked in a compound secured by locked gates or
- is parked in your or your driver’s driveway off road and adjacent to the private house in a well-lit area
- for tools that are not laptops and /or mobile phones and/or other mobile communication devices.
- If you are prepared to cover the first €130 of any loss.
*Replacement value is the value of the tool(s) subject to depreciation of 10% per year, capped at 50%.