Unoccupied House Insurance

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Key Benefits

Confidence and peace of mind while a house is empty

Standard house insurance does not provide cover when the house is unoccupied for long periods of time. Unoccupied properties come with their own risks and concerns. We can provide advice and help you to make sure that you have appropriate cover in place.

Tailored to meet your needs

Tell us about your house, the reasons why it’s unoccupied and the length of time it will be unoccupied, and we’ll take it from there.

The right cover at the right price

We work hard to make sure that you have the reassurance of great-quality, great-value cover from financially secure insurers.

There when you need us

If you do need to make a claim, you’ll have a dedicated claims-handler – and we’ll work with them to make sure that your claim is handled as smoothly and quickly as possible.

Policy Details

We can provide cover for houses that are empty due to:

Death of owner/occupier

Owner/occupier moving into a nursing home,

Tenants moving out

The property being for sale

Owner/occupier moving abroad for a year (or more) for work reasons

The property being a newly constructed dwelling (completed and ready for occupation)


Key benefits:

Buildings and contents cover against:

Fire, Lightning, Explosion,

Fire brigade charges up to €2000

Property Owners Liability

Other levels of cover may be available depending on your specific circumstances

Further Information

Your house may be empty in the short term, medium term or long-term for a wide range of reasons – it may be for sale, there may be a gap in tenancy, the owner may have moved in to a residential or nursing home, there may have been a death or illness of the occupier or  a work posting away from home. Whatever the reason, property is vulnerable to particular risks whilst it is unoccupied, so it’s important to have the right type of insurance protection in place. That’s what we’re here for. Unoccupied houses can be complicated to insure and it can be a difficult time for you. Trust us to look after your insurance.

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to receive a quote for your Unoccupied House Insurance.  We’re here to help.

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