Benefits Covered
Medical Expenses up to €5,000,000
If you need medical assistance abroad, we’ll make sure you don’t need to worry about the costs and can focus on your wellbeing.
Cancellation up to €4,000
Sometimes unforeseen events mean you have to cancel or end your holiday early. We’ll ease the burden so you can pay the extra cost.
24/7 Worldwide Emergency Assistance
If you find yourself in an emergency when abroad you can call us anytime.
Covid Cover
Cancellation costs prior to travelling and coronavirus cover while on holiday.
Why choose Arachas?
Anywhere in the world, whether it's a staycation in Ireland or a vacation abroad - we'll keep you protected.
- We offer you more choice from trusted insurers. Choose the travel insurance policy and price that's right for you.
- 90% of customers stay with us year on year because we do what we say and we keep our promises.
- Getting travel insurance with us is quick and easy, it just takes.
5 mins to quote and buy online. You can use our MyArachas digital wallet to access your documents anytime, anywhere whenever you need to. - Cancellation costs prior to travelling and coronavirus cover while on holiday.
Take a closer look at travel insurance
Benefits
Whatever you want, we’ve got it.
Personal Property up to €2,000
It’s hard to keep all your belongings safe when on the move or in new surroundings so we cover loss of your personal property while abroad.
Personal Accident up to €38,000
Accidents can be frightening wherever they happen but you can be sure we will have you covered if it happens when you are abroad.
Personal Liability up to €2,500,000
If you are legally liable for accidentally inuring someone else or damaging someone else’s property while abroad you won’t need to worry.
Overseas Legal Expenses up to €30,000
Holidays are meant to be fun but if you have an accident, damage someone’s property or become involved in a dispute, legal representation can offer comfort and support in resolving incidents.
Product Details
Frequently asked questions
Coronavirus Information
- Policies purchased prior to 14th March 2022:
This Policy will not cover any claims directly or indirectly arising from, relating to or in any way connected with the Coronavirus Disease 19 (COVID-19) or any mutation or variation of COVID-19 except for Medical Expenses and Repatriation claims provided You are not travelling in, to or through any area to which the Department of Foreign Affairs has allocated a security status of "Avoid non-essential travel" or "Do not travel". We will not therefore cover claims relating to any inability to travel, any decision not to travel or any changes to travel plans as a result of COVID-19 or any mutation or variation of Covid-19.
- Policies purchased on or after to 14th March 2022:
It’s important that you know what Arachas Travel Insurance will and won’t cover for Coronavirus (Covid-19) so that you can decide whether this policy meets your needs.
We'll cover cancellation costs if you or someone you're travelling with:- Contracts Coronavirus before your trip
- Is required to quarantine on orders of a treating doctor or the HSE, and the period of quarantine goes past your original departure date
Important Note: Covid-19 ‘positive’ test must be certified in writing as specifically relating to You or Your Travelling Companion(s) by a test that is recognised by the Republic of Ireland Government, including such a test that is carried out by a licensed pharmacy, a licensed laboratory or the treating Doctor.
What Coronavirus cover do you have when you’re on holiday:
We will cover overseas medical and repatriation (the cost to get you home) expenses provided you are not travelling to areas where the Department of Foreign Affairs (DFA) allocates a security status of ‘Avoid non-essential travel’ or ‘Do not travel’.
We’ll also cover any additional accommodation (room only) and travelling home costs you may have if you are required, on the orders of a Doctor, to quarantine on holiday, if the period of quarantine goes past your original return date.
What’s not covered:
Arachas Travel Insurance won't provide cover if you can claim back your costs (including cash equivalents such as vouchers) from anywhere else including any travel provider or compensation scheme.
It also won't cover the following:- You decide not to travel
- Expenses you have because of any country’s government travel restrictions
- Travel restrictions made by a travel or accommodation provider
- Financial failure of your travel or holiday provider
- Any holidays to areas where the Department of Foreign Affairs (DFA) allocates a security status of “Avoid non-essential travel” or “Do not travel”
Always check before booking a trip
Before booking a trip or travelling, check the DFA for travel advice. You can check the country you plan to visit to see the latest updates and whether it's safe to travel there. These updates may change regularly and at short notice during this current pandemic. Therefore, we strongly recommend that you check your cancellation rights with your travel provider before booking any overseas holiday.
For full details of what's covered, including any excesses that may apply, exclusions and product terms and conditions, please read our travel insurance policy documents.
Please click here to download Chubb Covid 19 document.
Policy Arrangements
Can I get instant cover and policy documents - I’m travelling today?
Yes! As soon as your credit card details have been validated, we will confirm your cover on screen, and to the email address you have provided. You can also choose to get an SMS with cover details to your mobile. Provided you have your policy number, emergency number and claims number, you have all the basic information you need.
When does my cover begin?
If you are buying a single trip policy, your cancellation cover begins instantly. If you are buying an annual policy, your can choose when your cover begins (up to 180 days in the future). If you have already booked a holiday, and have no other travel insurance arrangements in place, you should ensure your policy starts immediately, so you are covered for cancellation.
What happens if my flight is delayed beyond the insurance period?
If your flight is delayed on your return journey and you do not get back into the country until after your travel insurance policy has expired, your cover will continue until your airline can get you home.