Why choose Arachas?
Anywhere in the world, whether it's a staycation in Ireland or a vacation abroad - we'll keep you protected.
- We offer you more choice from trusted insurers. Choose the policy and price that's right for you.
- 90% of customers stay with us year on year because we do what we say and we keep our promises.
- Getting insurance with us is quick and easy, it just takes.
5 mins to quote and buy online. You can use our MyArachas digital wallet to access your documents anytime, anywhere whenever you need to.
What’s covered at a glance
Medical Expenses up to €5,000,000
If you need medical assistance abroad, we’ll make sure you don’t need to worry about the costs and can focus on your wellbeing.
Cancellation up to €4,000
Sometimes unforeseen events mean you have to cancel or end your holiday early. We’ll ease the burden so you can pay the extra cost.
24/7 Worldwide Emergency Assistance
If you find yourself in an emergency when abroad you can call us anytime.
Take a closer look
Whatever you want, we’ve got it.
Personal Property up to €2,000
It’s hard to keep all your belongings safe when on the move or in new surroundings so we cover loss of your personal property while abroad.
Personal Accident up to €38,000
Accidents can be frightening wherever they happen but you can be sure we will have you covered if it happens when you are abroad.
Personal Liability up to €2,500,000
If you are legally liable for accidentally inuring someone else or damaging someone else’s property while abroad you won’t need to worry.
Overseas Legal Expenses up to €30,000
Holidays are meant to be fun but if you have an accident, damage someone’s property or become involved in a dispute, legal representation can offer comfort and support in resolving incidents.
Frequently asked questions
- If you purchased a policy before the 18th of March, please click here for more information.
- If you purchased a policy between the 18th March and 25th January 2021:
This policy does NOT cover cancellation due to current or future advice of the Department of Foreign Affairs (DFA) or regulations of any country banning or restricting travel. For the full list of covered perils and exclusions please review the Policy Documents.
- Policies purchased on or after 26th January 2021:
This Policy will not cover any claims directly or indirectly arising from, relating to or in any way connected with the Coronavirus Disease 19 (COVID-19) or any mutation or variation of COVID-19 except for Medical Expenses and Repatriation claims provided You are not travelling in, to or through any area to which the Department of Foreign Affairs has allocated a security status of "Avoid non-essential travel" or "Do not travel". We will not therefore cover claims relating to any inability to travel, any decision not to travel or any changes to travel plans as a result of COVID-19 or any mutation or variation of Covid-19.
Can I get instant cover and policy documents - I’m travelling today?
Yes! As soon as your credit card details have been validated, we will confirm your cover on screen, and to the email address you have provided. You can also choose to get an SMS with cover details to your mobile. Provided you have your policy number, emergency number and claims number, you have all the basic information you need.
When does my cover begin?
If you are buying a single trip policy, your cancellation cover begins instantly. If you are buying an annual policy, your can choose when your cover begins (up to 180 days in the future). If you have already booked a holiday, and have no other travel insurance arrangements in place, you should ensure your policy starts immediately, so you are covered for cancellation.
What happens if my flight is delayed beyond the insurance period?
If your flight is delayed on your return journey and you do not get back into the country until after your policy has expired, your cover will continue until your airline can get you home.
Click here to view the Chubb Policy Document for Travel Insurance