Electrical Contractors

Arachas has provided insurance solutions for all allied trade contractors since 1986, and is the leading provider of Public and Employer liability insurance in Ireland.

We strive to provide better insurance cover at a lower price in as little as 3 minutes.


Our experience shows that we can deliver substantial savings on your insurance costs whilst delivering a high level of cover.

The Policy which is unique to Arachas has the following features:

  1. The limit of indemnity in respect of Public Liability is €6,500,000 any one event and unlimited in the period.
  2. The limit of indemnity in respect of Products liability is €6,500,000 any one period
  3. The limit of indemnity in respect of Employers Liability is €20,000,000 any one event.
  4. The policy extends to provide cover in the event of the failure of products (other than alarms) to fulfil the purpose for which they were specifically intended up to a limit of indemnity of €325,000 any one period and any one event
  5. The policy extends to provide cover in the event of the failure of alarms to fulfill the purpose for which they were specifically intended up to a limit of indemnity of €1,000,000 any one period and any one event.
  6. The policy extends to cover loss of or physical damage to physical property in your charge or
    control up to a limit of indemnity of €65,000. any one event.
  7. The policy extends to cover Financial Loss (not accompanied by loss of or physical damage to physical property) up to a limit of indemnity of €65,000 any one period.
  8. The Policy fully complies with the requirements of the "Register of Electrical Contractors of Ireland Ltd".
  9. You are not restricted to the percentage of work that you do in an industrial environment.
  10. Directors under a contract of service with an insured company are not excluded under the Employers Liability Section.
  11. The Policy automatically includes the manufacture or assembly of electric control panels or boards used by you in connection with your business.
  12. The policy can be extended to cover sub-contractors working for you in connection with your business.
  13. The policy does not contain a height or depth restriction.
  14.  The Third Party Property Damage excess is €315.
  15. Free Personal Accident Cover (Providing the following benefits)
    Death €25,000
    Total and permanent loss of all sight in one or both eyes €25,000
    Total loss by physical severance or total and permanent loss of use of one or both hands or both feet €25,000
    Permanent total disablement (other than above) €25,000

    This applies to the Principal or one nominated Partner/Director of the business

  16. Legal Expenses Cover (providing the following benefits)
    • Employment Disputes
    • Employment - Compensation Financial Awards
    • Legal Defence
    • Property and Bodily Injury
    • Legal Advice Helplines
    • Standard Limit of Indemnity is €150,000 per insured incident.

“I’ve been happy with Arachas’ professionalism and ability to deal with claims on a prompt and efficient basis”

Conor Scott (Duggan Brothers)

“Following several years doing business with Arachas I can strongly recommend themselves and their services. Their staff are exemplary, they always make sure the policy is correct to suit the request and strive to achieve best value for the customer. I would have no hesitation in recommending the company and their services”

Rory Cagney (RDC Civil Engineering Ltd.)