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Why choose Arachas?

With a van load of excellent features, we’ll keep you and your business protected with the right cover at the right price.

  • We offer you more choice from trusted insurers. Choose the policy and price that's right for you.
  • 90% of customers stay with us year on year because we do what we say and we keep our promises.
  • Getting insurance with us is quick and easy, it just takes 5 mins to quote and buy online. You can use our MyArachas digital wallet to access your documents anytime, anywhere you need.

What’s covered at a glance

Breakdown Assistance

Breakdown Assistance

We’ll help you get back on the road quickly with 24 Hour roadside assistance in Ireland or the UK.

Accidental Damage

New Replacement Van

When bad accidents happen, we’ll keep your business moving with a new van replacement.

No Claim Bonus

Protected No Claims Bonus

You can make one claim on your policy without it affecting your no claims bonus.

Theft or Loss

Theft of Tools Cover

We’ll make sure you’re work tools are protected so you can get on with looking after your customers.

 

commercial van insurance

Take a closer look

Benefits

Whatever you want, we’ve got it.

Breakdown Assistance

While we all like to think that we won’t need this cover, breaking down can happen to anyone – but we’ll get you sorted if this happens to you. We’ll send a qualified repairer to help get you back on the road as quickly as possible. And if repairs are feasible, we will provide you with up to one hour’s labour to fix your vehicle at the location of the breakdown. We will also cover (if necessary) the cost of towing your vehicle for up to 24 kilometres from the breakdown site, and if repairs to your Van cannot be completed on the same day - we can arrange overnight accommodation or alternative transportation to make things easier for you.


New Van Replacement In The Event Of An Accident

We will replace your vehicle with a new one that is the same make, model and specification if your van is:

  • Stolen and not recovered within 28 days.
  • Damaged beyond repair & will cost more than 60% of the manufacturer’s retail list (including taxes and the cost of accessories) at the time of the loss or damage.

Injury Benefits

If the worst thing imaginable happens, we’ll be there to provide you with financial support for you and your loved ones. For example:

  • Stolen and not recovered within 28 days.
  • Damaged beyond repair & will cost more than 60% of the manufacturer’s retail list (including taxes and the cost of accessories) at the time of the loss or damage.

Protected No Claims Bonus

You can have one claim without it affecting your no claims discount when you have the maximum no claims bonus on your policy. However, if you make a second claim you can avail of a step back bonus arrangement where we will reduce your no-claim discount in line with our step back scale and if you make a further claim, this will affect your no-claims discount.


When Does Theft of Tools Cover Apply

Theft of Tools Cover applies only:

  1. When you purchase a Comprehensive van Insurance policy with Arachas Digital
  2. for the time that the Comprehensive van policy is active. If the van policy is cancelled or expires, the tools of trade transit cover ends immediately.
  3. for a maximum replacement* total tools value of €5,000 for a single incident
  4. for a maximum of two incidents per duration of policy
  5. for tools that are in the van stated in your van insurance motor certificate that are damaged because of a motor accident or stolen from the van when attended.
  6. for tools that are in the van stated in your van insurance motor certificate that are stolen when the van is unattended provided the van is locked with all windows and openings closed and securely fastened. No cover applies for tools outside the van.
  7. for theft from unattended vehicles where entry to the vehicle is by forcible and violent means
  8. for theft in respect of property left in the vehicle overnight where the vehicle is:
    • garaged in a building which is securely closed and locked or
    • parked in a compound secured by locked gates or
    • is parked in your or your driver’s driveway off road and adjacent to the private house in a well-lit area
  9. for tools that are not laptops and /or mobile phones and/or other mobile communication devices.
  10. If you are prepared to cover the first €130 of any loss.

*Replacement value is the value of the tool(s) subject to depreciation of 10% per year, capped at 50%.

Product Details

Cover options include:

  • Comprehensive insurance.
  • Third Party, Fire and Theft insurance.
  • Third Party Only cover for a trailer whilst attached with the option of increasing cover to Third Party Fire & Theft or Comprehensive for specified trailers.
  • Full No-claims bonus protection or step back no-claims bonus protection.
  • Fire brigade charges.
  • Windscreen and glass cover.

Optional Cover:

  • Open driving - covers other licensed drivers aged 25 to 70 while driving your vehicle with your permission.
  • Breakdown assistance - for mechanical or electrical breakdown at the roadside or in your driveway.

 

Click here to view the full policy details.

Contact Details

  • You can trust us to look after your insurance so that you can look after your business - contact us on 01 486 9775 to receive a quote for your Commercial Vehicle Insurance.

Home Insurance

House insurance quote

Home is where the heart is – build it or buy it, we’ll help you protect it.

Plumbing & Heating

plumbing

Looking for quality Plumbing and Heating Contractors Insurance?

Electrical Contractors

Professional Indemnity

You'll keep your customers connected, we'll keep you protected.

 

Call Us
01 486 9775