Why Choose Arachas?
You’ll keep focusing on your teaching, and we’ll focus on making insurance easy for you by keeping the children in your care covered. We provide benefits such as:
- Excellent insurance that covers your pupils for accidents while on their way to and from school or taking part in school activities.
- You can easily fill in our online form for a quick quote with the option to put cover in place instantly. NOTE: This is an annual policy which needs to be arranged before the 1st September of each year for new schools.
- You get a 30% discount when you arrange cover online. Please note: Quotes are valid up to the 30th September and you can now arrange cover for the upcoming academic year.
- If you need to make a claim, we’ll work with you and your insurer to ensure the claim is settled as smoothly and quickly as possible.
What’s Covered At A Glance?
Permanent disability
Loss of sight, hearing or speech, we’ll be there to help you.
Medical surgical or optical expenses
Accidents happen & if this expense is not recoverable from another source, we’ll step in.
Death
We hope this never happens, but if it does - we’ll provide financial support.
More Information
Claims Forms
To be used for claims which occur after 1st of Sept 2021
Please download the form, fill in the boxes and send it to us at:
pupilpersonalaccidentclaims@arachas.ie
Policy Documents & Forms
Policy Options
OPTIONAL:
“Optional” means that parents are invited to decide whether they want their child included in the scheme or not. This means writing to all the parents in the school and collecting individual premiums from them.
Where the scheme is being offered on an optional basis, it must be offered to the parents of all the pupils attending the school.
COMPULSORY:
“Compulsory” means the school insures all of the pupils in the school. Advantages of the compulsory scheme are:
- Premium is Lower.
- Less administration as no need to issue separate forms to parents for completion.
- Any new students who join the school during the year are automatically covered under the scheme at no extra charge for whichever cover option the school chose at renewal.
Essentially, there are four ways the scheme can operate:
Option 1
- 24 Hour Cover (Optional)
This means students are covered 24 hours a day, not just while at school, but also during social, domestic and leisure. (It should be noted the scheme does not cover bodily injury resulting from employment other than authorised school work experience programmes).
NOTE: Where a school decides to run an optional scheme (where the parents are invited to include their child or not), each parent can choose either Option 1 or Option 3 for their child. With this option, the school will be required to collect a completed form for each student.
Option 2
- 24 Hour Cover (Compulsory)
Under this option, all students of the school are covered 24 hours a day, including social, domestic and leisure, as well as school activities.
It should be noted the scheme does not cover bodily injury resulting from employment other than authorised school work experience programmes.
Option 3
- Cover for School Activities only (Optional)
This option covers your students while at school and while participating in any school activity taking place with the full knowledge and authority of the school, including direct travel to and from such activities.
NOTE: Where a school decides to run an optional scheme (where the parents are invited to include their child or not), each parent can choose either Option 1 or Option 3 for their child. With this option, the school will be required to collect a completed form for each student.
Option 4
- Cover for School Activities Only (Compulsory)
This option is designed to cover all students of the school for school activities only, taking place with the full knowledge and authority of the school, including direct travel to and from such activities.
- Age Limits
The age limits under the Policy are 2½ to 22 years inclusive.
Eligible Schools
The scheme is available to first and second level schools and colleges.
Benefits
|
|
Sum Insured (each person) |
|
Death |
€ 10,000 |
|
Permanent total loss of sight in one eye or of one limb |
€ 50,000 |
|
Permanent total loss of sight in both eyes or of two limbs |
€ 100,000 |
|
Total and irrecoverable loss of hearing in one ear or of speech |
€ 40,000 |
|
Total and irrecoverable loss of hearing in both ears |
€ 50,000 |
|
Permanent Total Disablement |
€ 100,000 |
|
Hospitalisation – Payable per day for a max of 90 days |
€ 20 |
|
Medical expenses not recoverable from any other source |
€ 50,000 |
|
Medical Expenses not recoverable from any other source |
€ 5,000 |
|
Dental expenses not recoverable from any other source* |
€ 50,000 |
|
Dental expenses not recoverable from any other source |
€ 5,000 |
|
Damage to School Uniform following Accidental Bodily Injury |
€ 100 |
Staff Scheme
Cover for school staff can be included for the same benefits as the students. It is optional whether schools wish to avail of this scheme but where they do, ALL staff must be included. The school personal accident scheme is only offered to staff members for school related activities including direct travel to and from such activities.
The benefits are the same as for the students.
